Tax Pros - 2149 50th - Lubbock - (806) 744-8299
Easy Refund Advance*
The Easy Advance is a loan that is repaid with your tax refund. When you file your taxes at Tax Pros, you will be given the option of applying for the Easy Advance. Advances are available in the amounts of $500, $1,000, $1,500, $2,000, $3,000, $4,500 or $6,000. The maximum amount that can be applied for is based on your net refund amount, and approved advances are usually available the same day your taxes are filed, often within minutes!
How and when can I apply for the Easy Advance?
The Easy Advance is available at Tax Pros beginning January 3rd, and will be offered until February 28th. Simply let us know you want to apply, and we will submit your application when we file your taxes. There are no additional steps to take, and no websites to visit for pre-qualification. Everything is taken care of in our office. When your advance is ready you will be notified by text message.
Do I need good credit to qualify for the Easy Advance?
No. Your credit report may be reviewed as part of your application, but having bad credit will not necessarily disqualify you. About 70% of applicants get approved regardless of credit history, and applying for the advance will not impact your credit score.
How fast will I get my Easy Advance Loan?
Approved advances are usually available the same day you file your taxes, and the advance can be issued as a cashiers check, direct deposited to your bank account, or loaded onto a Prepaid Debit Card. The choice is yours.
How does the Easy Advance Loan get repaid?
Your advance gets repaid when the IRS pays your refund, and the balance of your refund after any applicable fees will be issued to you immediately after the IRS releases the funds.
• To be eligible for the $6,000 loan amount, your expected Federal refund less authorized fees must be at least $7,000. An Easy Advance (EA) is a loan secured by and paid back with your tax refund and is offered by Republic Bank & Trust Company, member FDIC, to eligible taxpayers. Loan amount options are based on your expected Federal refund less authorized fees. If approved for an EA, a Finance Charge may apply. Loan is subject to underwriting and approval. EA proceeds are typically available within 24 hours of IRS acceptance of tax return or within 24 hours for those filing before the IRS start date; however, if direct deposit is selected, it may take additional time for your financial institution to post the funds to your account. Visit your tax preparer to learn about the cost and timing of all filing and product options. Available with preparation of 2020 federal tax return through Feb. 28, 2021.
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